Sponsored and governed by the League of Minnesota Cities, the 4M Fund is a cash management and investment program for Minnesota public funds.

Managed in accordance with Minnesota statutes and customized specifically for public entities, the 4M Fund provides safety, daily liquidity, and highly competitive yields, as well as:

  • Customized investment accounting
  • Web transactions and online reporting
  • Checking options available for most participants
  • Wide range of options from daily cash management to long-term investments
  • Direct deposit of all state aids
  • Dedicated customer service team

4M Fund Investment Options

4M Liquid Asset Fund, an overnight money market option providing access to reduced cost banking services.

4M PLUS Fund, a slightly longer-term money market option with an enhanced yield.

4M Limited Term Duration (4M LTD) Fund, seeks to provide excess income over money market and deposit products while maintaining limited price volatility.

Term series investment pools, a short-term investment option that seeks higher yields and provides a fixed rate and a specific date to meet investment needs.

Additional Complementary Investment Services

Participants in the 4M Fund also have access to additional investment services designed to complement the investment options available through the 4M Fund.

To find out more about the above additional services, contact:

PMA Financial Network, LLC: Kent Johnson at (763) 497-1490 or (800) 783-4273, ext. 1300, or kjohnson@pmanetwork.com.
[PMA Financial Network, LLC qualifies as a municipal advisor and can invest bond proceeds.]

The 4M Liquid Asset Fund and 4M PLUS Fund (the “Funds”), as well as the Term Series Fund (Term Series), seek to maintain a net asset value of $1.00 per share. However, an investment in either Fund is neither insured nor guaranteed by the U.S. government and there is no assurance that the Funds will be able to maintain a stable net asset value of $1.00 per share. The 4M Limited Term Duration Fund (LTD Fund) seeks to provide current income while maintaining limited price volatility. The LTD Fund has a floating net asset value, and the net asset value of a Participant’s investment could decline below the amount originally invested by the Participant. You should consider the applicable Fund's investment objectives, risks, charges and expenses detailed in the Information Statement before you invest.