About the 4M Fund

The Minnesota Municipal Money Market Fund—the 4M Fund—is a customized cash management program created in 1987 by the League of Minnesota Cities to provide a unique investment alternative to address the daily and long-term investment needs of Minnesota cities and other municipal entities.

As a pooled asset fund, the 4M Fund brings Minnesota cities and other municipal-related public organizations together to create true "buying power" for investments. Using proprietary reporting and online access systems, the 4M Fund not only offers excellence in investing, but in service as well. The 4M Fund team understands the needs of cities and the people behind them.  

Governed by the 4M Fund Board of Trustees and sponsored by the League of Minnesota Cities, the 4M Fund is accountable to local officials who work with Minnesota cities every day. As cities' needs change, the 4M Fund is there to meet the demands of a changing environment. 

Learn more about the 4M Fund.

The 4M Fund currently offers professional investment management through four programs: the 4M Liquid Asset Fund, the 4M PLUS Fund, the 4M LTD Fund, and the Term Series. Each option offers a competitive rate, with the 4M Liquid Asset Fund providing additional cash management services such as checking, web access, and direct deposit of state aid. The 4M Fund also provides participants with the opportunity to utilize complementary investment options, including fixed rate investments, which are available through PMA Financial Network, Inc. 

Learn more about the term series investment pools.

Safety. Service. Performance. These are the three primary tenets of the 4M Fund. Allowable under Minnesota Statutes, the 4M Fund is comprised of top-quality, highly rated investments. Combined with a dedicated customer service team and the benefits of a pooled asset fund, this is the safety, service, and performance our cities expect.  

For detailed information on the 4M Fund, such as investment policies and governance, please feel free to click on the link below to learn more about this important program for Minnesota public entities.  

Declaration of Trust

 

The 4M Liquid Asset Fund and 4M PLUS Fund (the “Funds”), as well as the Term Series Fund (Term Series), seek to maintain a net asset value of $1.00 per share. However, an investment in either Fund is neither insured nor guaranteed by the U.S. government and there is no assurance that the Funds will be able to maintain a stable net asset value of $1.00 per share. The 4M Limited Term Duration Fund (LTD Fund) seeks to provide current income while maintaining limited price volatility. The LTD Fund has a floating net asset value, and the net asset value of a Participant’s investment could decline below the amount originally invested by the Participant. You should consider the applicable Fund's investment objectives, risks, charges and expenses detailed in the Information Statement before you invest.